Not having much of an emergency fund and you’re always playing scenarios out in your head of what would happen because you don’t actually have enough money to cover an emergency
Being able to give your kids or future family the life you didn’t have growing up, but you wonder how you’re going to be able to make this happen financially
If you’ll have enough to retire and what kind of life you’re going to live once you are unable to work anymore (and worried about the burden you may be on your family because of it)
If you’re nodding your head right now, girl I’ve got you.
And what you’re feeling is exactly why I created the solution…
The transformational 3-month group coaching program with Mandyy Thomas where you learn how to transform your finances by diving deep into your money and implementing your customized personal financial plan through the Cash Flow Success Formula.
Cash Flow Management by Paycheck using the Plan Ahead Method
Creating Leverage to Get More Momentum
Fill Your Savings Buckets
Pay Down Your Debt
Diving into Why You Have the Money Patterns You Do & How to Process Them
Increase Your Credit Score to Save Thousands
Setting You up for Long Term Success
Increasing Your Income
These two trainings inside of Cash Flow Confidence
will pay for your investment for this program, alone!
My clients who are not homeowners but become homeowners after working with me are really happy with their home purchases even years later. My clients who purchased a home before working with me, always say they wish they had this information before becoming a homeowner.
If you are wanting to become a homeowner in the future, you WILL want to have this information before making the biggest purchase of your life. You will feel the most educated & prepared for homeownership (or feeling empowered to continue renting instead), after going through the Home Ownership Training inside of Cash Flow Confidence.
After seeing hundreds of client's financial situations and their financial journeys, I've realized that the vehicle that you drive has a much greater impact on your life and finances than most people realize. But it's something we haven't been taught, how to properly evaluate how to go about choosing what kind of vehicle we drive and specifically how we purchase and finance vehicles. This training will be the most in depth training to help you know exactly how much you can afford for your vehicle, based on your specific financial situation and your life goals!
Mandyy's proven process has helped hundreds of clients (just like you!) change their lives and transform their finances.
What was your financial life like before you started working with me for coaching?
Before I started with Mandyy there was no real structure, system or transparency around my money. On many occasions I would transfer a bunch of money to my savings account only to have to transfer it BACK into my daily account because I had run out of money, or had to pay for something unexpected. I had no idea when payments were due out of my account, and no idea how much money I spent on eating/dining out, going out etc. It was all just one big guessing game.
What were your struggles with trying to get your finances in order on your own?
It was a mixture between lack of accountability, and also not knowing if what I was doing was right. I tried to do it myself once but I didn't have the confidence/belief in the system and myself that it was the best way to manage my finances. I tried using a budgeting app, but it just didn't work out. My finances have never been in a really "bad" position, I've never had any credit card debts. Because it had never gotten "bad" I never saw a reason to try and improve it, but there was a turning point when I got into a bit of debt to my partner, got myself out, and then fell back into it, and that didn't sit well with me, so I made the decision then that I would do something about it, to reduce the chances of getting myself in that situation again, and to equip myself with the knowledge and tools so that if I did, I'd know how to get myself out of it.
What were some of your highlights of financial coaching?
My partner and I planned to go travelling around Europe for 3 months, and with the way the whole spreadsheet was laid out, I was EASILY and QUICKLY able to figure out (pretty accurately) how much I was going to be able to save on my current income before our trip. Seeing that figure wasn't only a great insight, but it gave me the drive to push further, set a bigger savings goal, and actually go out and take action to accomplish it. If it wasn't for Mandyy and the tools she's given and taught me, I wouldn't be in the position I am right now.
You are so much more than a "financial coach". After every single call I always leave feeling happy and upbeat. I truly appreciate your support and understanding, you never once left me feeling ashamed of my situation or bad about anything I had done/not done. Mostly I love how you constantly push me not only to do better but to celebrate ALL my little wins along the way. From the bottom of my heart, thank you!
In 6 months of working together, Amanda saved $21,600 & she travelled during this time too!
My mental health has improved greatly since working with Mandyy. I have been given money managing tools that have not only helped me pay off my debt, but have also helped improve my mindset relating to money. I have less stress and anxiety towards money.
I have really appreciated the customized help and step-by-step action plan she provides for me that is
specific to MY goals.
I would recommend Mandyy to anyone and everyone! Even if you don’t have a huge goal like mine of paying off a big chunk of debt, I believe that you could still learn a ton from Mandyy and your life and mental health can greatly improve!
"I highly recommend anyone to work with Mandyy whether you want to pay off debt or learn how to save for something and manage your money in any way, I guarantee you will reach those goals much faster than you’d ever think.
Thanks so much Mandyy!"
Before I began working with Mandyy, my financial life was chaotic and unorganized. I knew I needed help to get this chaos under control but I had no idea how to do it.
I always told myself next month will be different. I won’t overspend and I won’t have to dip into that LOC to pay off the CC. But there always seemed to be something new that arose. In November I had no more room on our house LOC so I had to take $15,000 from another line of credit to pay off the CC.
At first, I was worried about paying the monthly fee for financial coaching. I thought we are already struggling...Where are we going to find that money every month? Honestly, since I started working with Mandyy I haven’t worried about paying her...not even once. It just always seems to be there and it’s never a struggle. The money we have saved is worth every penny we paid of the monthly fee.
In three months, we have that $15,000 LOC paid off in full! I set a goal to pay that off in a year and it was paid off in three months. I can’t even begin to tell you how we feel about that. We’ve also managed to save approx $1500. I look forward to our meetings.
Mandyy is a caring and kind individual and I never feel she is judging me. I can’t tell you how she has changed my life. It has even helped with my relationship with my husband. We talk a lot more about things especially money.
I highly recommend Mandyy financial coaching service. No matter how big or small the issue is, her teaching abilities go above and beyond. This is a unique way to help get your financial issues under control and with dignity and acceptance. Thank you, Mandyy for changing my life.
Mandyy helps people who make good money but don't know where it goes, to be able to keep more of it and make HUGE financial progress so they can achieve their big financial & life goals.
MANDYY USED TO HAVE EXTREME STRESS & ANXIETY AROUND MONEY
She grew up in a family who didn’t have a lot of money, so from a young age she began her journey of learning how to effectively manage her money so she didn't struggle financially like her family did growing up. Mandyy dove into learning about money and implementing different strategies from a young age. She’s read over 70+ finance books to date and been interviewed on 50+ podcasts.
Mandyy went to school to become a power engineer and really enjoyed what she did. She was making a 6-figure income and achieved many of her big financial goals, at a young age.
What she realized though, was that a lot of the people she knew who were making really good income, many of them making 6 figures+ who were really smart and skilled people, were struggling financially. They weren't getting ahead, even when they would get a raise or a bonus. Seeing people who had good careers and income struggle financially, she knew she had to help these people.
This is what led her to begin her business coaching other people with their finances.
You can live a life where you aren't feeling so stressed, where you are truly getting ahead and making real financial progress. Let Mandyy show you how.
There's a lot of people who can teach you how to make money, but fewer people who can show you how to KEEP more of the money that you worked so hard for. How does she know that? Mandyy was able to save $250K by the age of 26. And she can show you how too!
She has the experience of working with 230+ clients and not just understands the tangible, logical steps to get ahead with money, but also understands and incorporates psychology and human behavior into her coaching as well.
Aside from Financial Coaching, Mandyy is a dog mom, a horseback rider, a health nut (she has a smoothie every morning and a giant salad for lunch) and she’s obsessed with Kombucha.